Which Debts are Discharged in Chapter 13 Bankruptcy

Not all debts are discharged in chapter 13 bankruptcy, debts such as secured debts on homes or cars, child support, or alimony, student loans, recent taxes, or debts incurred as a result of willful or malicious acts, or for personal injuries or death caused by your drunk driving. If the debt is a debt that is not discharged in chapter 13 bankruptcy then it must be repaid in full during the term of the chapter 13 bankruptcy.
All other debts, such as a credit card debt, or an unsecured debt, that are dis-chargeable are discharged upon completing of your chapter 13 bankruptcy repayment plan.

Which Debts are Discharged in Chapter 13 Bankruptcy

Chapter 13 Bankruptcies are fairly complicated and you really should retain an attorney to help you through the process. The Chapter 13 Bankruptcy Trustee will want some very specific information in a very specific format, failure to provide it will result on dismissal of your Chapter 13 Bankruptcy Filing. Retaining an attorney knowledgeable of local rules and procedure will greatly increase your success rate in getting your Chapter 13 Bankruptcy approved.

For more information on this or any other bankruptcy related matter contact Kevin Cortright at 951-677-8064.

Which Debts are Discharged in Chapter 13 Bankruptcy