Chapter 13 Bankruptcy Lawyer in Palm Springs  

Bryan Gallo of NBC Palm Springs interviews Chapter 13 Bankruptcy lawyer in Palm Springs Kevin Cortright about Chapter 13 Bankruptcy. 


Short on cash and cant keep up with the bills? There are options for you. Chapter 13 Bankruptcy is for somebody that has an average to high-end income range. These people don’t qualify for Chapter 7 Bankruptcy.

Chapter 13 Bankruptcy does not eliminate debt as a Chapter 7 does, but instead helps to restructure it through the Bankruptcy court. If you are struggling with debt and can’t pay it back, but the courts still believe that you can pay some or all of it over time, they will work with you to create a solution.

Filing with a Chapter 13 Bankruptcy Lawyer in Palm Springs might be the best option

There are many benefits of filing Chapter 13 Bankruptcy. Immediate benefits include an automatic stay, which means that as soon as the bankruptcy is filed creditors have to stop calling and sending bills. It essentially means there is a stop but on the whole process while everything is figured out.

chapter 13 bankruptcy lawyer in palm springsMore long term benefits include taking all of your bills and consolidating and restructuring them into one payment a month that goes to the bankruptcy trustee. This takes away all the stress of mail, phone calls, and dealing with separate entities, making it much easier to deal with the situation at hand.

If you are behind on house payments and facing foreclosure you can stop the foreclosure instantly or restructure your debt. Debt is sometimes unavoidable, Some people might be out of work for a while, miss some payments, return to work and are then become behind on payments. Filing for a Chapter 13 Bankruptcy can even help restructure your past due mortgage over a 5 year period. This way, you won’t lose any property unless there is something that you decide you want to get rid of.

Kevin Cortright, Chapter 13 Bankruptcy lawyer in Palm Springs, can walk you through your situation.

There are all types of debt that can be restructured, including taxes, credit cards, mortgages, car payments, etc. Restructuring also means that the interest rate is wiped out, and you are paying only the principal.

If filing a Chapter 13 Bankruptcy is something that you might be considering, get more information here.